{"id":"l_3X9VaIxJo","title":"Blockchain Privacy: Secure Data & AI Loan Applications!","description":"Explore blockchain's potential for secure data handling and AI-driven loan approvals. We discuss maintaining confidentiality and verifiability on decentralized rails for traditional applications. #BlockchainPrivacy #DataSecurity #AILoans #DecentralizedFinance #Confidentiality #Verifiability #Fintech #Web3 #PrivacyTech #BlockchainTechnology #nearprotocol #shadeagents","channel_name":"NEAR Protocol","published_at":"2025-06-01T00:00:00.000Z","thumbnail_url":"https://img.youtube.com/vi/l_3X9VaIxJo/hqdefault.jpg","transcript_text":"And so one of the really interesting things here is it actually brings you confidentiality as well as kind of this verifiability. So now you can have a private state that is captured inside this TE as well and you're able to kind of you know have an AI model that predicts that you know this user was churned so let's maybe increase the rates for him or for her or have you know hey this is a private liquidity private credit line you can actually submit your documents into this it will scan them analyze them and decide you know check with FICO database and decide to give you a loan. without this information you know going to any third parties then potentially will leak it. So, so you have like a lot more functionality available and so we actually can now have more like a traditional applications running on blockchain and decentralized rails while still be verifiable or still be kind of knowing exactly what's happening with your data and your money many times.","transcript_synced_at":"2026-11-03T04:56:27.261Z","segments":[{"start_seconds":0,"text":"And so one of the really interesting things here is it actually brings you confidentiality as well as kind of this verifiability. So now you can have a","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=0s"},{"start_seconds":8,"text":"private state that is captured inside this TE as well and you're able to kind of you know have an AI model that","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=8s"},{"start_seconds":17,"text":"predicts that you know this user was churned so let's maybe increase the rates for him or for her or have you","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=17s"},{"start_seconds":24,"text":"know hey this is a private liquidity private credit line you can actually submit your documents into this it will scan them analyze them and decide you","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=24s"},{"start_seconds":32,"text":"know check with FICO database and decide to give you a loan. without this information you know going to any third parties then potentially will leak it.","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=32s"},{"start_seconds":41,"text":"So, so you have like a lot more functionality available and so we actually can now have more like a traditional applications running on","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=41s"},{"start_seconds":49,"text":"blockchain and decentralized rails while still be verifiable or still be kind of knowing exactly what's happening with your data and your money many times.","url":"https://www.youtube.com/watch?v=l_3X9VaIxJo&t=49s"}],"youtube_url":"https://youtube.com/watch?v=l_3X9VaIxJo","url":"https://near-pedia.xyz/videos/l_3X9VaIxJo"}